Monthly Archives: November 2018

How Do You Spend Your Money?

Yesterday we mentioned the importance of knowing where your money is going. Consider if where you work, they had no idea where their money was going to or coming from how long they’d be in business? For any company to stay in operations and be profitable, they must track their money flow. Fortunately, if a company is intending to stay in business for any time, they’ll have an accountant take care of this.

I’m not suggesting that everyone go and hire accountants to do their money management for them, although if you were an accountant I’m certain that you’d like that idea. However, having a way to keep track of our money flow daily is just as important as any profitable company!

If you’re not used to this, then this is something that must change and become new in ones life.

To start, let’s look at our money situation. Consider these questions:

  • Do you know how much of your money is available on a daily and a weekly basis?
  • Are you familiar with how much is left in your checking account after all the bills are paid at the end of the month?
  • Are the amounts on your bills consistent or will they vary from month to month?
  • If the bills vary, do you know when that will occur and by how much they will change?
  • Is the amount you receive as income a consistent amount or does it vary?
  • If your income is variable do you know how often it can vary and by how much?
  • Are checks being written that you may or may not be aware of until after they are cashed?
  • Do you and anyone else in your family have access to your account through a debit card?
  • If so, do you communicate to the other(s) when making separate purchases?
  • Do you use cash to make purchases or are they strictly through credit card or debit card?
  • When making a purchase do you accept/request the receipt, or do you ignore it?

We’re not all accountants when it comes to our own personal financial accounts but being aware of those finances and where they’re going is necessary if we’re ever to be in control of them.

Right now, some might be considering taking a huge next step to find ways to be tracking their money. There are some excellent ways to do this, but I’m not going to get into any of that now. I’m suggesting that if anyone is willing to make some changes then let’s start small and first see what we’re spending the money on.

Let’s start with picking up a receipt anytime we buy something. After a week look at all the receipts and see what’s been purchased. At that time, this may also help to open our eyes toward some of the necessary items that were purchased and consider reevaluating just how important some of those items were!

This will give us some idea of our weekly spending habits, and ideas of where we might need to begin making those changes.

We can’t fix a problem if we don’t know what it is. Starting small with just obtaining the receipts for our purchases helps us to narrow down our focus and to identify where changes should begin!

Believe in yourself,

Warren La Duke

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Becoming Wealthy Is A Decision We Make

The idea of being wealthy is something just about everyone has for themselves in one manner or another. I mean really, who wouldn’t enjoy having enough money to not have to worry about bills, or purchasing anything when it’s needed, and when we’re done working to be certain we have enough to finish out our years without having to wonder if it’ll be there.

Fortunately for all of us, becoming wealthy is possible for anyone who is willing to make the decision, and put in the effort that is necessary. When I say this, I’m not talking about having funds to invest in stocks or other things either. I’m talking about having an income, paying attention to where our money is going, and learning the good sense of how to spend, and not spend, appropriately.

Let’s talk about this and see what’s possible. You’ll also more than likely come up with thoughts and ideas where you’ll disagree. That’s fine. Let me know. Not everyone has the same life, but there are many thoughts, habits, and ideas that we all have that are similar, if not the same, and are true money wasters!

Every day we all have some sort of regular habits that we tend to go through. Things that we enjoy, like, prefer, and often don’t even think about since they’ve become habits. For example, I always enjoy a hot coffee in the morning to get going. If I were to purchase this along my way to work, I could get it at a local establishment for $1. That would work out to $5 a week, $20 a month, and $260 in a year. Making this myself at home before I left, I can make it for approximately $0.10. That works out to $0.50 a week, $2 a month, and $26 per year.

That’s a difference of $18 a month, and $234 per year that this money can be used elsewhere if need be, or not at all depending on my financial circumstances. Now some might be thinking, “What’s the big deal of $18?” Apply that to other habits you might have and the money you’re spending and could be using elsewhere or saving.

This describes one of the first steps in becoming wealthy where things may seem minor and insignificant, but to those who are serious it’s an important decision-maker! Are you willing to make the changes necessary that will require giving up things that may seem foolish or stupid, but over even a short time will make a huge difference financially?

You see, many aren’t willing to make the simple changes it will take, and that’s also why there are so few in the world who truly desire to become wealthy!

Think about what some of your daily habits are, and what the costs related to those habits are. No matter what it is we do there is a cost related to it somehow.

Right now, consider what it is that you do and has no true use in your life and can be given up. This can includes extra foods and drinks that we acquire for the simplicity of it, some of the fancy things in our lives that we either don’t need at all or could have gotten by with some simpler and less expensive, or that special gadget we just had to have that was on sale and we’ve used only once or not at all!

If you’re truly making the decision to become wealthy then know where you’re spending your money, and be willing to make the necessary changes in those spending habits!

Believe in yourself,

Warren La Duke

The Answer to Your Questions . . .

The final article that Orrin Woodward will provide in regards to the C-4 Project is out quicker than I anticipated. So, I wanted to share it with everyone ASAP.

What opportunities this provides a person who may or may not be looking is beyond belief, and anyone who has any understanding of cryptocurrencies will know what I’m talking about!

Read this article and if you have any questions about the C-4 Project feel free to contact me. I’ll get back to you with additional information.

The Key to Solving the Chicken or the Egg Challenge

Believe in yourself,

Warren La Duke

Where Things Are Going!

Recently I provided a copy of an article written by Orrin Woodward that touched on financial issues that face many of us today through the Financial Matrix. In this article Mr. Woodward continues with the LIFE’s pre-launch of the C-4 Project and how that is involved with Crytocurrencies in a way that is different from how most people understand Cryptos.

Today, I wish to share the most recent article that Mr. Woodward has provided. Check this article to find out more how the future of crytocurrencies will not be what it has been projected in the past, and how the C-4 Project will be involved in what is to come.

The Crytocurrency Crash and C-4 Project Solution

Another article is forthcoming and I will share that as it becomes available.

Believe in yourself,

Warren La Duke

P.S.; For those who are curious to know more about the C-4 project feel free to let me know.